Make precise financial and statutory decisions instantly. Model progressive PAYE salary bands, Housing Levy, bank loan EMIs, and vehicle import landing costs locally in your browser with validated KRA & CBK formulas.
Select a specialized tool below to model your salary deductions, vehicle import tax, or bank loan requirements accurately.
Calculate your exact monthly net salary under current Kenyan employment tax laws. Automatically handles progressive PAYE bands, NSSF Tier deductions, Housing Levy, and SHIF.
Estimate total port taxes and customs duty for importing used motor vehicles into Kenya. Instantly looks up official KRA CRSP valuation schedules and compounded formulas.
Estimate monthly repayments, total interest payable, bank processing fees, 20% excise duty, and full amortization schedules for Kenyan banks and SACCOs.
10% to 35%
Progressive PAYE
< 8 Years
Vehicle Age Limit
13.5% Avg
Bank Loan EMI Rate
100% Local
Browser Calculations
Select either PAYE salary planning, bank loan repayments, or vehicle customs logistics from our navigation grid.
Input gross wages, loan principal, or select vehicle brand, model, and registration year from our autocomplete drop-downs.
View itemized statutory breakdowns instantly, inspect loan amortization schedules or port tax formulas, and export PDF reports.
Select a domain below to inspect official KRA statutory tax bands, CBK benchmark interest formulas, and port valuation rules.
Under KRA tax law, individual income tax applies progressively on taxable monthly earnings after statutory pension and medical deductions.
6% of Earnings
Max employee contribution KES 6,480/mo (Limit KES 108,000).
2.75% Gross Wages
Tax-deductible; minimum KES 300/mo, no upper cap.
1.5% Gross Wages
Fully tax-deductible from gross wages before PAYE calculation.
15% Premium Relief
Claim up to KES 5,000/mo (KES 60,000/yr) reduction on PAYE.
Standard imported used road vehicles must be 8 years old or newer from year of first registration. For imports in 2026, 2019 is generally the oldest eligible first-registration year.
35% of Customs Value
Derived from CRSP after applying year depreciation.
20% to 35% Rate
Calculated on (Customs Value + Import Duty).
16% Rate
Calculated on (Customs Value + Duty + Excise).
2.5% IDF + 2.0% RDL
Mandatory import declaration & railway levies on customs value.
Kenyan commercial banks (KCB, Equity, Absa, NCBA, Stanbic) use reducing balance compounding where interest is calculated on the remaining loan principal each month.
• Fixed Monthly Installment: Equated Monthly Installment (EMI) remains constant throughout loan tenure.
• Shifting Balance Ratio: Early monthly payments consist mostly of interest, while later payments pay down principal faster.
Interest = P × R × T
Common in microfinance & SACCO emergency loans.
1.5% to 2.0% Principal
Deducted upfront upon loan disbursement.
20% Excise Tax
Mandatory tax levied on bank processing fees.
0.35% p.a. Principal
Covers outstanding loan balance in case of disability or death.
Beyond standalone calculator tools, Statum Company Ltd is a premier software engineering partner in Nairobi. We engineer bespoke web backends, automated payroll engines, dealership ERPs, SACCO core banking modules, and secure mobile apps.
We connect your databases with local payment gateways (M-Pesa C2B/B2C), ERPs, CRMs, and KRA iTax APIs to eliminate manual paperwork.
Automate monthly payroll, employee payslips, bank batch exports, and KRA statutory compliance reports.
Track imported vehicles from port of origin to Mombasa clearance, apply CRSP schedules, and automate tax calculations.
Streamline manual workflows with customer portals, e-commerce integrations, and M-Pesa payment gateways.
Design native iOS & Android applications with offline synchronization, push notifications, and M-Pesa Express checkout.
Calculations are performed for estimation and planning purposes. Final tax filings, bank loan terms, and port duty should be confirmed through official KRA & CBK channels or licensed institutions.